Can I postpone paying my Auckland rates?

Has this been lodged?

Not lodged. This question will be marked lodged only when this page shows the date, the recipient and the reference.

Who can postpone?

Auckland Council's criteria: you are the current owner and have owned the property for at least two years; you use it solely as your residence; postponed rates will not exceed 80% of the available equity; and you or your authorised agent apply. Available equity is council's valuation at the most recent revaluation, less any debt against the property, if it is insured for full value. (Auckland Council)

What are the conditions?

• Council may add a postponement fee each year, no more than its administrative and financial costs.
• Postponed rates are registered as a statutory land charge on the title.
• Once postponed rates reach 80% of available equity, no more rates are postponed.
• Postponed rates and fees must be repaid on death, when you no longer own the property, when you stop living there, or on a date council sets.
• You can repay all or part at any time, and you must give evidence of insurance and debts each year.

Council recommends getting financial advice first. (Auckland Council)

Frequently asked questions

Is this the same as a rebate?

No. A rebate reduces your bill; postponement defers it. See Can I get a rates rebate in Auckland?.

How do I apply?

Complete council's application form and email it to rates@aucklandcouncil.govt.nz or post it. (Auckland Council)

General information, not planning, legal or financial advice. Spot an error? Email info@citybuildersassociation.org (corrections policy).